Disclaimer.

Effective Date: [Insert Date] Last Updated: [Insert Date]

This page sets out important legal notices governing the use of the Novaro website and related advisory services.

By accessing this website, you agree to the terms outlined below.

1. Website Disclaimer

1.1 General Information Only

All content on this website is provided for general informational purposes only.The information does not constitute:

• Legal advice
• Financial or investment advice
• Immigration representation
• Tax advice
• Medical advice
• Regulated professional services

Accessing this website does not create a client relationship between you and Novaro FZC.

1.2 No Professional Guarantee

Novaro provides strategic advisory services. We do not guarantee:

• Visa approvals
• Residency approvals
• Regulatory approvals
• Investment returns
• Revenue growth
• Business success

Outcomes depend on numerous external factors outside our control, including regulatory decisions, market conditions, client implementation, and third-party performance.

1.3 No Reliance

Users should not rely solely on information provided on this website for making business, legal, immigration, financial, or operational decisions.Independent professional advice should be sought where appropriate.

1.4 Third-Party Links

Our website may contain links to third-party websites. Novaro is not responsible for:

• Content accuracy
• Privacy practices
• Regulatory compliance
• Business conduct of third parties

Accessing third-party websites is at your own risk.

1.5 No Warranties

The website is provided “as is” without warranties of any kind, express or implied, including but not limited to:

• Accuracy
• Completeness
• Fitness for a particular purpose
• Non-infringement

Novaro does not warrant uninterrupted or error-free website access.

2. Cookie Policy

2.1 What Are Cookies?

Cookies are small text files placed on your device when you visit a website. They help improve website functionality and analyze performance.

2.2 Types of Cookies We Use

Essential Cookies

Required for basic website functionality.

Performance & Analytics Cookies

Used to analyze website traffic and improve user experience.

Functional Cookies

Enable enhanced website features.

Marketing Cookies (If Applicable)

May be used to measure campaign performance or deliver relevant content.

2.3 How We Use Cookies

We use cookies to:

• Understand how visitors use our website
• Improve website performance
• Monitor engagement
• Optimize user experience
• Enhance security

We do not use cookies to sell personal data.

2.4 Managing Cookies

You can control or disable cookies via your browser settings.Please note that disabling certain cookies may affect website functionality.

3. GDPR Notice (For EU/EEA Residents)

If you are located in the European Union or European Economic Area, the following provisions apply.

3.1 Data Controller

For purposes of GDPR, the data controller is: Novaro FZC Sharjah Publishing City Free Zone United Arab Emirates Email: privacy@novaro.com

3.2 Lawful Basis for Processing

We process personal data under one or more of the following lawful bases:

• Consent
• Contractual necessity
• Legitimate interests
• Legal obligation

3.3 Your Rights Under GDPR

You may have the right to:

• Access your personal data
• Rectify inaccurate data
• Request deletion
• Restrict processing
• Object to processing
• Withdraw consent
• Request data portability
• Lodge a complaint with a supervisory authority

To exercise your rights, contact: privacy@novaro.com We may require identity verification before fulfilling requests.

3.4 International Transfers

As Novaro operates outside the EU, your personal data may be transferred outside the EEA.Where such transfers occur, we implement appropriate safeguards consistent with GDPR requirements.

4. UAE Data Protection Notice

Novaro operates under UAE Federal Decree-Law No. 45 of 2021 regarding Personal Data Protection (PDPL).We commit to:

• Lawful processing of personal data
• Data minimization principles
• Protection against unauthorized access
• Respect for individual rights under applicable law

Individuals may request information regarding their data processing by contacting privacy@novaro.com.

5. AI & Automation Disclaimer

Novaro provides advisory regarding automation and AI enablement.AI tools, systems, or recommendations:

• Are designed to support workflow efficiency
• Do not replace licensed legal, medical, or financial advice
• Must be monitored by human oversight
• May produce outputs requiring validation

Novaro is not liable for misuse of AI systems deployed without governance or outside advisory scope.

6. Limitation of Liability

To the fullest extent permitted by law:Novaro shall not be liable for:

• Indirect or consequential damages
• Loss of profits
• Business interruption
• Regulatory decisions
• Third-party actions
• Outcomes resulting from reliance on website content

Total liability shall not exceed fees paid under a signed engagement agreement.

7. Intellectual Property Notice

All website content, including:

• text
• frameworks
• designs
• graphics
• proprietary methodologies

Are the intellectual property of Novaro FZC unless otherwise stated.Unauthorized reproduction or commercial use is prohibited.

8. Changes to This Page

Novaro reserves the right to modify this Disclaimer, Cookie Policy, and GDPR Notice at any time.Updated versions will be published with a revised effective date.Continued use of the website constitutes acceptance of the updated terms.

9. Contact Information

For privacy, data protection, or compliance inquiries: Novaro FZC Sharjah Publishing City Free ZoneUnited Arab Emirates

Email: privacy@novaro.com Legal: legal@novaro.com General Inquiries: info@novaro.com